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Volume 8 Issue 3 December - February 2014

Research Paper

Corporate Governance, Profile of the Executive Directors and the Rate of Refunding of Microcredits in the case of the Tunisian Associations of Microfinance

Mighri Zouhayer* , Akachi Samir, Jarboui Anis*

* Ph.D Student, Finance and Accounting Methods, Laboratory RTIGE, University of Sfax, Tunisia.

Faculty of Economics and Management of Sfax, Tunisia.

* Higher Institute of Business Administration of Sfax, Tunisia.

Zouhayer, M., Samir, A., & Anis, J. (2013). Corporate Governance, Profile of the Executive Directors and the Rate of Refunding of Microcredits in the Case of the Tunisian Associations of Microfinance. i-manager's Journal on Management, 8(3), 1-16. https://doi.org/10.26634/jmgt.8.3.2660

Abstract

The objective of this paper is to analyze the role allotted to the mechanism in the determination of the financial performances of associations of microcredit in the specific case of Tunisia. In this respect, the authors have integrated the characteristics of Executive Directors and have transposed the various instruments of governance largely treated in the case of banks to the sector of microfinance. Moreover, they resort to the rate of refunding as an indicator of the financial performance of associations of microcredit.

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Research Paper

Gender Difference In Purchase Behaviour Towards Branded Apparels: An Empirical Investigation

Syed Irfan Shafi* , C. Madhavaiah**

* Research Scholar, Department of Management Pondicherry University, Karaikal Campus, Nehru Nagar Karaikal.

** Assistant Professor, Department of Management Pondicherry University, Karaikal Campus, Nehru Nagar Karaikal.

Shafi, S. I., & Madhavaiah, C. (2013). Gender Difference In Purchase Behaviour Towards Branded Apparels: An Empirical Investigation. i-manager's Journal on Management, 8(3), 17-22. https://doi.org/10.26634/jmgt.8.3.2657

Abstract

The Indian growing retail market is the second biggest market after China. Ready-to-wear apparel is a part of the textile industry and it accounts for about half of India's fabric trade. India's customer market for ready-to-wear apparel has become varied by flow of more fashionable brands. India is becoming the favoured target for outsourcing ready-towear apparels for the international market. Many international brands are also sourced from the Indian ready-to-wear apparel market. This present study aims to examine the gender differences in consumers' apparel buying decision. Data were gathered from regular buyers of branded apparel using a structured questionnaire from a Metro city Bangalore with a sample size of 150 consumers. Convenience sampling was used for data collection. The data collected from respondents were analysed using SPSS 20.0. The results indicated that there is no significant difference between brand awareness, shopping frequency and shopping expenditure among male and female perceptive.

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Research Paper

Meeting the Challenges of Banking Services in a Technological Arena

V. Darling Selvi*

Assistant Professor, Department of Commerce, Rani Anna Government College for Women, Tirunelveli. Tamilnadu, India.

V. Darling Selvi (2014). Meeting the Challenges of Banking Services in a Technological Arena. i-manager’s Journal on Management, 8(3), 23-31. https://doi.org/10.26634/jmgt.8.3.2658

Abstract

Technology has opened up new markets, new products, new services and efficient delivery channels for the banking industry. Online electronics banking, mobile banking and internet banking are just a few examples. Technological innovation not only enables a broader reach for consumer banking and financial services, but also enhances its capacity for continued and inclusive growth. The penetration of bank offices in India has grown wider covering even to the rural villages. North Eastern regions are yet to be covered as the coverage is very low. As at end-March 2012, 99 per cent of the identified villages have been provided with banking outlets. Extension of banking services through Automatic Teller Machines has been carried by all types of banks except Cooperative Banks. A survey which has been conducted among 200 sample respondents from Kanyakumari District of Tamilnadu who have bank accounts revealed that they have good experience in banking transactions. The selection of banks depends on the better services, economy in transactions, Convenience, Attraction towards various schemes and to get Overseas Transactions. Though the sample respondents got aware of various technological advancement taking place in the banking transactions, only 62 percent have the habit of using them. The service quality of banking services was measured in five dimensions and it is noted that the average gap is positive and more for the dimension Reliability (0.5), Empathy (0.42) and Responsiveness (0.09) while the other two dimensions Assurance (-0.20) and Tangible (-0.40)are negative. The researcher has applied Trend analysis, Correlation analysis, SERQUAL technique, Factor analysis and percentage analysis and the results are highlighted.

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Research Paper

A Study On Analyzing The Impact Of Organization Commitment On Job Satisfaction And Role Stress (With Reference To Employees Working In Cement Industry In Madhya Pradesh Region)

Vijit Chaturvedi*

Associate Professor, Lingaya's University, Faridabad, India.

Vijit Chaturvedi (2014). A Study On Analyzing The Impact Of Organization Commitment On Job Satisfaction And Role Stress (With Reference To Employees Working In Cement Industry In Madhya Pradesh Region). i-manager’s Journal on Management, 8(3), 32-41. https://doi.org/10.26634/jmgt.8.3.2659

Abstract

The present paper focuses on identifying how different components of organizational commitment (Continuance, Normative and Affective) affect the level of job satisfaction and the job stress experienced by different middle level managers in Cement industry in M.P region. Organizational commitment being an important variable affecting largely the possible stay of talented employees and also the job performance of an individual and hence affects organization performance largely. An attempt has been made to analyze that with high level of job satisfaction employees experience low job stress and driving high organization commitment in employees. The conclusions drawn for this study are on the basis of empirical study conducted on 150 employees working in 10 different cement units in Madhya Pradesh Region. The data collected were analyzed using tools like Correlation, Multiple regression and ANOVA. From the study it was concluded that there is a significant impact of organization commitment on job satisfaction and role stress of employees working in Cement industry. It was seen that organization commitment is negatively related with dimensions of job stress and has significant correlation with job satisfaction. This study in some way contributed towards understanding the psychological perspective of employees and also understanding ways by which job can be redesigned.

References

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[2]. Bruce & Blackburn, (1992). “The Role of Climate and Job Satisfaction, Human Relations”, New York, March 1996, Volume 49, Issue 3, Pages 269-286.

[3]. Cano and Miller (1992). “Leader member exchange development: Hospitality antecedent investigation”, Journal of hospitality management,16(3),241-259.

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[6]. Hollon Chesser, 1976; Miles, 1976; Miles & Petty, 1975). Organizational commitment and psychological attachment: The effect of compliance, identification, and internalization on pro social behavior. Journal of Applied Psychology. 71: 492–499.

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[9]. Iaffaldano and Muchinsky (1985). “Job satisfaction and Job performance: A meta analysis”, Psychological Bulletin, 97,251-273.

[10]. Kemery and associates, “Employee and Supervisor Ratings of Motivation: Main Effects and Discrepancies Associated with Job Satisfaction and Adjustment in a Factory Setting”, Journal of Applied Social Psychology. 23 (211).1789-1805.

[11]. Kellebur (2002). “Motivation as a factor in the acquisition of new responses. Current Theory and research on motivation”. Lincoln, NE: University of Nebraska Press, (pp. 24-49).

[12]. Lingard (2003). “The impact of individual and job characteristics on job burnout among civil engineers in Australia and its implications for employee turnover”, Making organization role effective, New Delhi, Tata Mc Graw Hill,1993.

[13]. Locke, (1976), Smith (1969), Locke, E. A. (1969). What is job satisfaction? organizational behavior and human performance. In E. E. Lawler(1973). Motivation in work organizations. Brooks/Cole Publishing Company: Monterrey, CA.

[14]. Smith, P. C., Kendall, L. M., & Hulin, C. L. (1969). The measurement of satisfaction in work and retirement: A strategy for the study of attitudes. Rand McNally: Chicago.

[15]. Mowday, Lyman, and Robert 1974Muchinsky, 1977; Pritchard & Karasick, 1973). Organizational climate as moderator of role stress- job satisfaction relationship in case of different job categories of computer professionals. Unpublished Ph.D. thesis, Gujarat University, Ahmedabad.

[16]. Pearson (1991). “Dispositional effect on job satisfaction and life satisfaction: The role of core Evaluation”, Journal of applied Psychology 83,17-34.

[17]. Rahim & Afza, (2001). “Identifying culture-specifics in the content and structure of values”. Journal of Cross- Cultural Psychology, 26, 92-116.

[18]. Schears (1996). “Leadership climate, human relations training, and supervisory behavior”, Personnel Psychology, Vol. 6, pp. 205-222.

[19]. Steers (1977). “Job satisfaction, job stress, and life satisfaction among academic and clinical faculty”. JAMA1985;254:2775-82.

[ 2 0 ] . Sparks , Faragher, & Cooper, (2001) . “Conceptualizing and measuring organizational and psychological climate: Pitfalls in multilevel research”, Academy of Management Review, Vol.10, pp. 601-616.

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Case Study

Reducing Employee Turnover in Apparel Manufacturing Industry: Case Study

M.G Ellepola*

Head of Planning, Penguin Group of Companies, Rajagiriya, Sri Lanka

M.G Ellepola (2014). Reducing Employee Turnover in Apparel Manufacturing Industry: Case Study. i-manager’s Journal on Management, 8(3), 42-46. https://doi.org/10.26634/jmgt.8.3.2661

Abstract

Finding viable solutions for employee turnover is a main concern in the apparel manufacturing industry. Since employee turnover cannot be completely eliminated it's important to find out to how it can be minimized. Importantly in the present context, when labor is considered as a resource rather than a cost, the measures taken to do so may vary depending on the size of the operation. The apparel manufacturing industry is highly labor intensive and by minimizing turnover helps improvements in productivity, reduction of recruitment cost, prevent skill drain etc. Especially in a highly competitive environment: local and global, it is essential to search for more and more ways in cutting down costs that contribution from labor turnover is high among other factors. This paper discusses reasons for labor turnover and suggestions to reduce turnover & improve retention with a proactive approach.

References

[1]. Bauer, T.N., (2010). Onboarding New Employees: Maximizing Success, SHRM Foundation's Effective Practice Guidelines Series.

[2]. Carsten, J.M. and Spector, P.E. (1987). Unemployment, job satisfaction and employee turnover: A meta-analytic test of the Machesney model, Journal of Applied Psychology, 72, 374-381.

[3]. Chaturani, R.A.I. and Sangarandenya, Y.M.S.W.V. (2008). Impact of the job stress on employee turnover intention of non-managerial employees in the garment manufacturing industry in Sri Lanka, Proceedings of the Annual Research Symposium, Faculty of Graduate Studies, University of Kelaniya, Sri Lanka.

[4]. Emery, M. (2010). When the cure is the cause: the turnover and absenteeism problems, The innovationJ ournal, 15(1).

[5]. Hutchinson, S .and Purcell, J. (2004). Bringing policies to life: The vital role of front line managers in people management executive briefing, London: Chartered Institute of Personnel and Development.

[6]. Ong, J.O. and Twentiarani, Y. (2012). Increasing Line Efficiency by using Time Study and Line Balancing, Proceedings of the Asia Pacific Industrial Engineering & Management Systems Conference, pp. 172-1731.

[7]. Shamsuzzoha, A.H.M. and Shumon, R.H. (2007). Employee Turnover- a Study of its Causes and Effects to Different Industries in Bangladesh, Manufacturing Engineering Vyrobne, pp. 64-68.

[8]. Sugeewa, W.W.A.N. (2011). Relationship between human resources management practices, nonmanagerial employee intention to turnover in garment industry in Sri Lanka, International conference on management, economics and social sciences, Bangkok.

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Volume 8 Issue 3 December - February 2014

Corporate Governance, Profile of the Executive Directors and the Rate of Refunding of Microcredits in the case of the Tunisian Associations of Microfinance

Mighri Zouhayer* , Akachi Samir**, Jarboui Anis***

* Ph.D Student, Finance and Accounting Methods, Laboratory RTIGE, University of Sfax, Tunisia. ** Faculty of Economics and Management of Sfax, Tunisia. *** Higher Institute of Business Administration of Sfax, Tunisia.

Zouhayer, M., Samir, A., & Anis, J. (2013). Corporate Governance, Profile of the Executive Directors and the Rate of Refunding of Microcredits in the Case of the Tunisian Associations of Microfinance. i-manager's Journal on Management, 8(3), 1-16. https://doi.org/10.26634/jmgt.8.3.2660

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Gender Difference In Purchase Behaviour Towards Branded Apparels: An Empirical Investigation

Syed Irfan Shafi* , C. Madhavaiah**

* Research Scholar, Department of Management Pondicherry University, Karaikal Campus, Nehru Nagar Karaikal. ** Assistant Professor, Department of Management Pondicherry University, Karaikal Campus, Nehru Nagar Karaikal.

Shafi, S. I., & Madhavaiah, C. (2013). Gender Difference In Purchase Behaviour Towards Branded Apparels: An Empirical Investigation. i-manager's Journal on Management, 8(3), 17-22. https://doi.org/10.26634/jmgt.8.3.2657

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Meeting the Challenges of Banking Services in a Technological Arena

V. Darling Selvi*

Assistant Professor, Department of Commerce, Rani Anna Government College for Women, Tirunelveli. Tamilnadu, India.

V. Darling Selvi (2014). Meeting the Challenges of Banking Services in a Technological Arena. i-manager’s Journal on Management, 8(3), 23-31. https://doi.org/10.26634/jmgt.8.3.2658

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A Study On Analyzing The Impact Of Organization Commitment On Job Satisfaction And Role Stress (With Reference To Employees Working In Cement Industry In Madhya Pradesh Region)

Vijit Chaturvedi*

Associate Professor, Lingaya's University, Faridabad, India.

Vijit Chaturvedi (2014). A Study On Analyzing The Impact Of Organization Commitment On Job Satisfaction And Role Stress (With Reference To Employees Working In Cement Industry In Madhya Pradesh Region). i-manager’s Journal on Management, 8(3), 32-41. https://doi.org/10.26634/jmgt.8.3.2659

Abstract

References

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Reducing Employee Turnover in Apparel Manufacturing Industry: Case Study

M.G Ellepola*

Head of Planning, Penguin Group of Companies, Rajagiriya, Sri Lanka

M.G Ellepola (2014). Reducing Employee Turnover in Apparel Manufacturing Industry: Case Study. i-manager’s Journal on Management, 8(3), 42-46. https://doi.org/10.26634/jmgt.8.3.2661

Abstract

References

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Mighri Zouhayer* , Akachi Samir, Jarboui Anis*

* Ph.D Student, Finance and Accounting Methods, Laboratory RTIGE, University of Sfax, Tunisia.

Faculty of Economics and Management of Sfax, Tunisia.

* Higher Institute of Business Administration of Sfax, Tunisia.

* Research Scholar, Department of Management Pondicherry University, Karaikal Campus, Nehru Nagar Karaikal.

** Assistant Professor, Department of Management Pondicherry University, Karaikal Campus, Nehru Nagar Karaikal.