Assessment of the Effectiveness of Credit Rating Techniques on Loan Repayment Amidst Prevailing Economic Challenges in Malawi: A Case Study of the Mangochi NEEF Branch
Evaluating Customer Perceptions of Service Quality in Bangladesh's Hotel Sector: An Empirical Investigation
A Study on Customer Segmentation Analysis at Swachanda.in
Amazon Online Shopping among College Students
Pharmacoeconomics, Economics and Humanistic Outcomes
A Study on Fundamental Analysis of Selected Public and Private Sector Banks in India
Determinants of Farmers Participation Decision into Contract Farming: Evidence from Heineken Brewery's "Create" Project in Tiyo District, Ethiopia
How would Indian Economy become Worth $ 5 trillion? Performance of Selected Variables for Previous Few Years Conveys a Different State of Affairs
An Overview of Stone and Marble Industry of Rajasthan with Life Cycle Analysis and Industrial Survey
An Appraisal of the Economic Outlook for the Tourism Industry, Specially Cox's Bazar in Bangladesh
Evaluating the Influence of Partnership Marketing on Organizational Performance: A Case Study of Copyright Society of Malawi
Impactful Marketing Strategies for Small to Medium Enterprises in Malawi: A Case Study of Electronic Shops in Area 2
Insight on Digital Services of Rural People
Treasury Single Account, Revenue Generation and Utilization among Nigerian Universities - A Pre–Post Assessment
Analysis of Challenges Faced by Procurement of Goods, Work and Services using Centralized Procurement: The Case of a Five-Star Hotel in Malawi - Umodzi Park & Resorts
This study empirically examined the impact of Treasury Single Account (TSA) on revenue generated and its utilization in the federal government-owned universities. University of Ilorin was used for the study. The objectives of the study was to find out the level of fund accumulation and utilization at the University of Ilorin before TSA implementation, and find out the level of fund accumulation and utilization at the University after TSA implementation. Two null hypotheses were formulated for the study. Secondary data was utilized for the study. Total fund and its utilization at the University of Ilorin for the period 2012 – 2017 were collected from the Unilorin Annual Reports. The data collected was divided into two, i.e. pre and post TSA period, that is 2012 to 2014 and 2015 to 2017, respectively. A pre-post analysis was carried out using SPSS version 20. Findings show that TSA implementation has improved revenue generation at the University of Ilorin. Further findings revealed that University's revenue utilization improved after TSA implementation from N6, 691,451,094.41 billion to N8, 928,707,239.14 billion. Since, the P-value of both hypotheses is less than the significance level (0.05), the two null hypotheses could not be accepted. It was recommended that government at all levels should prioritize universities education funding. In addition, Universities must find a way to increase their internally generated funding levels and finally, Nigerian Universities should take advantages of TSA policy to enhance their development by key into every aspect of the policy drive.
The study provides insights on the Financial Performance of the chosen banking companies by using fundamental analysis. The fundamental analysis helps in developing an insight into the economic performance of selected eleven banks for taking decisions on their investment. For each investor analysis of economic performance is very important in taking investment decisions. Thus, the current study has been conducted to study and scrutinize the economic performance and sustainability of a total of eleven selected banks from the public sector and private sector. Fundamental analysis can aid the shareholders by providing appropriate information in terms of profitability position, which helps for making an investment decision. This study analyzes the fundamental of selected banking companies using independent financial parameters, such as Net Profit Margin (NPM), Operating Profit Margin (OPM), Return on Equity (ROE), Return on Assets (ROA), Earning Per Share (EPS), Dividend Per Share (DPS), Price Earning Ratio (P/E RATIO), Dividend Payout Ratio (DP RATIO), and Price to Book Ratio (P/B RATIO). The studies finally conclude that the private sector banks (ICICI, HDFC, AB, LVB, KB) performance is superior to public sector banks (CB, SBI, AB, CB, IB, VB). In that HDFC bank scores better position in the private sector and in public sector, SBI bank scores better performance. Overall HDFC Bank ranks first among the selected bank.
The study conducted on the budgetary control at MCF to examine the following points. In MCF the annual operational plan was prepared for ascertaining the budgeted performances with actual performances. The actual sales of the company is increased from 2007-08 to 2011-12 as compared to budgeted sales. The study is based on the data made th available by Mangalore Chemicals and Fertilizers Limited. The analysis was conducted for a period of 6 weeks from 10th December 2012 to 19th January 2013. The study is based on secondary data, collected from the information's provided by the company and by interview with the executives of the company. The t-test was used to evaluate the accuracy of the budget by comparing budgeted figures with actual figures. From the study it can be concluded that budgetary control is treated as one of the better techniques for minimizing cost and maximizing profit in Mangalore Chemicals and Fertilizers Limited.
The paper seeks to examine the digital services provided by banks, and to study the users' perception about digital services before and after demonetization. The major chunk of the work involves field investigation by using interview schedule. The 130 sample respondents have been picked up from Tirupati Revenue Division of Chittoor district by adopting convenience sampling technique. The secondary data were collated from various sources like journals, magnizes, books, and newspapers. The data was analysed by using various tools like percentages and chi-square test. The study consists of Tirupati Revenue Division which is situated in Chittoor district of Andhra Pradesh. The Chittoor district consists of four Revenue divisions, namely Chittoor, Kuppam, Madanapalli, and Tirupati divisions.
This paper focuses on the economics, environment, technologies, and issues experienced by marble industry present in the North western part of India taking Rajasthan as a case study. It classifies various marble deposits located in the surrounding area of Rajasthan with their traditional names. Rajasthan, which is considered as one of the significant states for production of stone and marble, disposes large quantity of marble waste, which is causing a severe destruction to the environment. To make effective use of this disposed waste, a complete study on life cycle assessment according to ISO 14040/44 has to be followed for extraction process of marble stone in order to find some opportunities and potentials for waste minimization. A survey was conducted in different industries to find the type of tools used while machining. A number of local made inserts/segments were collected and characterized. For sawing different stone and marbles (of different hardness number), the proper compositions of the inserts/segments that should be used has been suggested. At last, energy audit was conducted in industries to improve and find out the power consumption. The slurry generated while cutting marble blocks are disposed in two different ways have been demonstrated with different graphs.
