A credit card is still a highly common form of installment that allows for cashless purchases and is acceptable both offline and online to conduct payments and other trades. The prevalence of cloned credit cards is rising along with innovation. Budgetary fraud always seems to get worse when international communication gets better. These infringements have generated billions of dollars. These actions are executed with such skill that they vaguely align actual commercial transactions. Simple plan requirements and other less composite techniques won't function as a consequence. In order to lessen confusion and re-establish order, all banks currently need a well-organized approach for identifying credit card fraud. It has taken into consideration a number of common machine learning and deep learning methods for the classification of default accounts, which basically entails analyzing credit card fraud. It consist of synthetic neural networks, decision trees, random forests, and logistic regression (ANN). For every approach, the model has been trained and its accuracy has been assessed. The classification computations are merged to create a sample, and then it is compared to different deep learning and machine learning algorithms.