The General Insurance Industry in India is increasing at a very rapid pace. This is an experiential research based on secondary data collected from Annual Reports and Pro-forma Schedules of IRDA. An Excel data model was shaped into use in the core figures of GWP, NEP, NP and others of four General Insurance Majors to calculate other significant ratios as need for the analysis. The objectives of this study are to analyze a few general insurance companies in India and their Ratios associated to the insurance sector only and to reasonably analyze retention ratio, total claims Incurred, Earned incurred loss ratio, and combined ratio. The conclusion report has been framed on the basis of which company seems to be the best with respect to its future growth forecast, risk prediction and the immovability of its growing business out of the companies analyzed.