Impact of Cashless Economy on Consumer Transaction

Mary Judit A.*, Sweetlin Subi G.**
* Ph.D Research Scholar (Reg. No: 20113281012002), Department of Commerce, Women's Christian College, Nagercoil-629001 (Affiliated to Manonmaniam Sundaranar University, Abishekapatti, Tirunelveli-627012)
** Assistant Professor, Department of Commerce, Women's Christian College, Nagercoil-629001 (Affiliated to Manonmaniam Sundaranar University, Abishekapatti, Tirunelveli-627012)
Periodicity:July - December'2024
DOI : https://doi.org/10.26634/bresearch.24.2.21361

Abstract

Digital payments experienced significant growth after demonetization, driven by government and banking regulators' efforts to promote a 'less-cash economy.' The integration of new-age technology with traditional banking methods has created a favorable environment for the financial ecosystem, providing customers with more options in the payment system space. This study aims to examine the acceptance of cashless payment methods among consumers and identify consumer perceptions of cashless transactions. It focuses on the impact of a cashless economy on consumer transactions in Kanyakumari District. Primary data were collected using convenience sampling with a sample size of 100, while secondary data were sourced from journals, books, websites, and databases. The study concludes that the widespread adoption of digital payments will foster the growth of a cashless economy, promoting transparency, reducing corruption, and facilitating economic progress.

Keywords

Digital Payment, Cashless Economy, Consumer Transaction, Traditional Banking, Curbing Corruption.

How to Cite this Article?

Judit, A. M., and Subi, G. S. (2024). Impact of Cashless Economy on Consumer Transaction. B-Research, 24(2), 5-7. https://doi.org/10.26634/bresearch.24.2.21361

References

[2]. Padmavathi, D., Matanjini, I. M., & Aryashree. B. (2021). Influence of cashless payments on spending behavior. International Journal of Scientific Development and Research (IJSDR), 6(9), 27-35.
[4]. Yuvaraj, S., & Sheila Eveline, N. (2018). Consumers' perception towards cashless transactions and information security in the digital economy. International Journal of Mechanical Engineering and Technology, 9(7), 89-96.
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